... and we are merely monkey's

Congratulations, you just wasted 23 1/2 seconds of your lifeSo what is MonkeyGuano, you may ask... Well thank you for asking. A Monkey is a primate from which all humans originated, unless of course you believe that apple and horny Teenager story. And Guano, well that is Poop, particularly the poop of Birds and Bats, but I stole it for monkey's. After all, if Paris Hilton can make an album, Monkey's can sure as hell squirt a little Guano out of their ass.Oh, I guess that really didn't answer your question... OK 42.Cheers,
Showing posts with label consumer stupidity. Show all posts
Showing posts with label consumer stupidity. Show all posts

Friday, April 10, 2009

The epidomy of being useless in the kitchen - How to Cook HARD BOILED EGGS

This one really made me chuckle. I guess I shouldn't be cruel towards those who did not grow up in a household where home cooked meals were a staple and learning how to cook was done through some sort of mother son osmosis. The thing is, only days before the biggest egg based holiday in the western world the Internet is a-buzz with people looking for HARD BOILED EGG RECIPE'S... Is it just me or this just a little strange. I guess this is just a sign of the fast food buy your groceries at Raunchy McBarfs era.






Just so ya know


Hard Boiled Eggs

- Take a pot
- put sufficient water to cover the eggs in the pot (Preferably not toilet water)
- put pot with water on stove burner
- Turn the stove burner on high
- wait until water boils (That is when big bubbles form)
- slowly put eggs into the water. Careful do not drop them as they may crack
- Turn temperature down slightly to medium
- set timer for about 12 minutes for hard boiled
- when the timer makes its noise, take the pot off the stove and put in sink.

Once the eggs are cooled you can paint them. Careful not to use lead based or house hold paints. Food Colouring works or you can buy an egg painting kit at the grocery store (That is the place down the street from McDonalds)

Monday, February 23, 2009

World Financial Crisis 101

A German publication recently published a tongue-in-cheek article on the current world financial crisis aka "The R-Word". This article points out how people were spending outside of their needs and how banks, credit card companies and other lenders were feeding the fire.

Even stranger, governments are now suggesting we "buy our way out of the recession"... hmm interesting thought, since everyone is mortgaged up to their assholes with no real way of paying off their debts unless they turn to prostitution or selling drugs and the government is suggesting they spend more.... More what, that plastic "money" that doesn't really exist???

You can read more about the moronic "Buy your way out of the recession" scheme politicians are suggesting here

This article has been translated into English.

World Financial Crisis 101


In a place called' Global Village' is a pub managed by an owner named Sam, who thinks he is very smart indeed. To increase consumption in his establishment he announces that he will run a tab for his local drinkers, who are predominantly unemployed alcoholics. This practice receives, of course, wide publicity and so ever more customers flock to this bar. At the beginning, the customers feel confident that they do not have to worry about looking after their tab and so Sam increases the price of wine and beer (the most heavily consumed beverages). , thereby increasing the turnover dramatically.





The young and dynamic customer advisor of the local bank discovers in these customer obligations a valuable future income potential and raises the line of credit for Sam. He is not concerned too much since he has the tab of the alcoholics as security.

At the bank the top managers assign these customer obligations files names such as "Drunk Fund", Alki-Fund" and "Barf Fund. These papers are then traded around the world. Nobody realized what the names mean and what guaranties cover them, but since these funds keep rising at the market they soon become a runaway product.

One day, even though the funds are still climbing, a risk manager at a bank (since then of course fired for being too negative) suggests that the tabs of the 'alkies' at the pub should be called in for payment. They are, however, unable to pay up. The pub owner, Sam, is not able to pay down his line of credit and has to declare bankruptcy.





"Alki Fund" and "Drunk Fund" lose 95%, "Barf Fund" does a bit better and stabilizes after a loss of 80%. The suppliers to the pub had allowed a longer time for payment on their statements and had as well invested into the funds. The wine supplier goes bankrupt, the beer supplier is bought up by a competitor and the bank gets bailed out by the state.

Saturday, January 31, 2009

BUY YOUR WAY OUT OF THE RECESSION - A new low for Consumer Stupidity

“BUY OUR WAY OUT OF THE RECESSION” This is the short sighted message from many politicians of the day. The point these buerocrats seem to be missing is consumer stupidity is one of the underlying factors in the creation of our current financial meltdown.
For the past few years, I have always said, “Consumer Stupidity is at an all time high” Too many people were borrowing beyond their means just so they could keep up with the Smiths’. From the over inflated consumer driven real estate market to the stock market frenzy consumers were buying up everything they could find because savvy market researchers knew how to pull their strings.





Real Estate agents would say “buy buy buy” bankers were offering sub-prime mortgages and there never seemed to be an end to “Low Interest Introductory Rates” for the biggest Douche Bags of them all… The Credit Card Companies.
Of course, we cannot put all the blame on the sales people, the consumer ultimately made the final decision on whether or not to believe what they were being told. Unfortunately, the average consumer is driven by fear and necessity and the sales people used those liberally when marketing to the Consumer Monkey. And like any well trained monkey, the consumers replied in droves.





The thing which really confuses me is how the government can sit there with a straight face and say to only way out of the recession is to buy our way out. Although the financial logic is there, this only really helps if the consumer spends wisely and does not borrow beyond their means for this recession buy out scheme. Consumers are already facing bankruptcy at an alarming rate and world currency is being strained to proportions not seen since the Great Depression of the 30’s. So before you fall for this “Recession Buy Out” option, ask yourself this. “Do you I have the money to pay off this purchase?” If the answer is no, then JUST SAY NO TO CONSUMER STUPIDITY!!!

Monday, November 17, 2008

"Big Suprise" Another bank in financial problems - Remember the 80's

OK, does this headline really surprise anyone?

Citibank Massive employee Lay-off


For a couple of years now, I have been telling people the Real Estate market was ready for a crash. Living in Vancouver Canada, I was met with dumb-ass comments like "oooh not until after the Olympics" as if 2 weeks of people skating, skiing and sliding down an icy track with their genitals closely entwined with another member of the same sex is really going to effect the real estate market in a substantial and real way. Did you read that part about the 2 weeks!!!




All that aside, the banks and credit card companies have been taking full advantage of the increased level of consumer stupidity. The Subprime interest rate marketing scheme was simply the start, longer amortization periods and reduced qualifications for Morgtages added to the massive debt load. Credit card companies followed suit by increasing the number of "introductory rate" offers, knowing full well, most consumers have little control over their spending habits when it comes to plastic.

Yes, I feel bad for the employee's who are now being layed off. Unfortunately, many of them had very little to do with the brain dead decisions made by the top level execs. Those effected can take some comfort in knowing, if the past is any indication, top level executive positions will soon be subject to the axe as the economy takes a further tumble into oblivion.

All that said, things will eventually get better once the shit filters through the pipes. It might take a few years as well as some interest rate increases, but the banks will eventually recover and the economy will be ready for a brand new batch of brain dead consumers and blood sucking bank executives.

HTBW-2008